1. Fix sf_idx and band_type addressing to address only the first
subwindow in the group (others could hold garbage values)

2. Don't step on ms_mask when is_mask is set. I/S selection
already sets the ms_mask properly and shouldn't be overridden.

3. Use mid/sid cb/sf when computing coding error, as should be
since those are the cb/sfs that will eventually be set.

4. Fix distortion computation on multi-subwindow groups (was
subtracting the bits terms multiple times)

5. Clear ms_mask when one side uses PNS and the other doesn't.
When using PNS, ms_mask signals correlated noise, which can be
detected just like regular M/S detection, so we don't skip
noise bands, but when only one side uses PNS setting the flag
can confuse some encoders, so avoid that.